How Does Car Insurance Work?

Posted on: 3 February 2021

If you are beginning your life as an adult, you will probably have questions about bills and expenses. One question you might have is how car insurance works. If you never purchased a policy yourself, but need to now, you might not understand how it works. If you have questions about auto insurance, here are several vital things you should know that might help you understand how it works. Auto Insurance Comes in Many Types [Read More]

Three Reasons Extra Attention Should Be Paid To Your Loss Of Use Clause

Posted on: 5 January 2021

Homeowners insurance is typically required for a house, particularly when you live in a neighborhood with a homeowners association or you have a home loan. Even if your home is paid off, homeowners insurance provides protection that you cannot find anywhere else. There are a number of clauses in any homeowners insurance policy. Many of them will dictate exactly what home structures are covered and how much your insurance policy covers for each issue. [Read More]

Factors That Cause Changes In Auto Insurance Rates

Posted on: 25 November 2020

When certain things change, the changes can affect your auto insurance rates. If you receive a notice that states your policy costs are increasing or decreasing, it is probably due to some type of change. Here are some of the primary factors that can lead to changes in auto insurance rates. Vehicle Changes Anytime you add, remove, or trade-in a vehicle, your insurance costs will change. Insurance agencies use formulas to determine the rates they charge, and these formulas factor in the vehicles you have. [Read More]

What Else Does Your Auto Insurance Cover?

Posted on: 28 October 2020

When you buy auto insurance, you probably buy it in case of an accident or your car getting stolen. However, there are many other situations that your car insurance can cover if you choose the right options. Roadside Assistance Your parents may have been members of an automobile club that would send someone out if they ever broke down on the side of the road. Those programs still exist, but your auto insurance may offer what's usually a much cheaper option. [Read More]